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UX Case StudiesUX processMobileBanking

Mizan UX case study

A dual-currency bank for Lebanon, from research to final design: problem, personas, journey map, user flows, information architecture, wireframes, UI and usability testing.

Role
UX/UI designer
Year
2025
Mizan UX case study overview

The screens, flows and structure on this page come from the real Mizan design. Research findings, personas' quotes, test results and numbers are illustrative examples of how I run each step; they are marked Illustrative and are not data from a real study.

01Project overview

Background

In Lebanon most people manage two currencies at once: salaries, savings and many prices are in US dollars, while some bills, fees and everyday purchases are still in Lebanese pounds. Banking apps usually treat this as an edge case, so people keep mental notes, screenshots and calculator apps open to stay on top of their money. Mizan is a mobile bank designed around that dual-currency reality.

Objectives

  • Show both balances (USD and LBP) clearly, without making people convert in their heads.
  • Put the everyday tasks (transfer, exchange, bills and top-up) one tap from home.
  • Make every money movement easy to check before it happens: rate, fee, total and arrival.
  • Design light and dark themes from one set of tokens, with equal contrast in both.

Challenges

  • Exchange rates change often, and people distrust rates that appear only at the last step.
  • Users range from freelancers paid from abroad to parents topping up their kids' phone lines.
  • Banking needs to feel secure and calm without feeling cold or complicated.

Project at a glance

Role
UX/UI designer
Platform
Mobile app
Screens
9, in light and dark
Deliverables
Research, flows, wireframes, UI kit
Tool
Figma

02Problem statement

Problem statement

People in Lebanon who live with both dollars and lira need to see, move and exchange their money with confidence, but most banking apps hide one currency, show rates too late and bury everyday tasks under menus.

The result is hesitation at the exact moments that matter: before sending money, before exchanging, and before paying a bill. Mizan's job is to remove that doubt by making the numbers visible and the next step obvious.

How might we…

  • …show two balances at once without clutter?
  • …make the exchange rate and fees clear before people commit?
  • …keep bills and phone top-ups from being forgotten at the end of the month?

03UX research

Target audience

Adults in Lebanon aged 22–60 who hold money in both USD and LBP: salaried employees, freelancers paid from abroad, and parents who manage household bills and their family's phone lines.

1

Competitive review

Compared local and regional banking and wallet apps on balances, transfers, exchange and bill payment.

2

User interviews

Short interviews planned around one question: what do you check before you move money, and why?

3

Task walkthroughs

People talk through how they pay a bill or top up a phone today, step by step, including the workarounds.

Key insights

Illustrative findings
  • INSIGHT 01

    Two balances, one decision

    People think in dollars but still pay some things in lira. Seeing both side by side matters more than a converter.

    “I always open the calculator before I pay anything.”

  • INSIGHT 02

    The rate must come first

    Seeing the rate only on the confirmation screen feels like a trick, even when it's fair.

    “Show me the rate before I type the amount.”

  • INSIGHT 03

    Top-ups are a family task

    Parents often top up several lines (their own and their children's) on Alfa or Touch, usually at the end of the month.

  • INSIGHT 04

    Review beats speed

    People prefer one clear review step over a fast, one-tap send. Confidence matters more than seconds saved.

04User personas

Illustrative personas

Rami Khoury

Primary

34 · Freelance designer · Beirut

“I get paid in dollars but half my life still runs in lira.”

Rami works with clients abroad and is paid in USD. He pays his rent in dollars, his generator and some bills in lira, and often helps his parents with transfers.

Goals

  • Know at a glance how much he has in each currency
  • Exchange at a fair, visible rate
  • Pay bills before the due date without thinking about it

Frustrations

  • Rates shown only at the last step
  • Switching between apps and a calculator
  • Unclear fees on transfers

Habits

  • Checks his balance every morning
  • Pays most bills at the end of the month
  • Uses dark mode in the evening
Comfort with banking apps
Sensitivity to fees
Time spent per session

Nadine Haddad

Secondary

52 · Schoolteacher and mother of two · Zahle

“I just want to be sure I didn't send the wrong amount.”

Nadine manages the household budget, tops up her children's phone lines and pays the internet and electricity bills. She is careful and double-checks every step.

Goals

  • Top up several phone lines quickly
  • See upcoming bills and due dates in one place
  • Feel safe that nothing goes out by mistake

Frustrations

  • Small text and crowded screens
  • Not knowing which account will be charged
  • Confirmations with no summary

Habits

  • Tops up lines on the 1st of each month
  • Prefers light mode and large numbers
  • Asks her son for help with new apps
Comfort with banking apps
Sensitivity to fees
Need for reassurance

05User journey map

Rami: it's the end of the month and he needs to exchange some dollars, pay his internet bill and top up his phone.

PositiveNegative

Doing

Opens the app to see what he has in USD and LBP.

Thinking

“Do I have enough lira for the bills, or do I need to exchange?”

Pain point

Most apps show one currency at a time.

Opportunity

Balance card with USD large and the LBP balance right under it.

Select a stage, or a face on the curve, to see what the person is doing, thinking and feeling.

06User flows

The main paths through the product, from the first tap to the goal. Decisions show where the path can branch.

Goal: Send $250 to a person's bank account and know exactly what will arrive.

  1. Open Mizan
  2. Home
  3. Tap Transfer
  4. Transfer details
  5. Enough USD?
    No: exchange from LBP first
  6. Review fee and total
  7. Confirm with Face ID or PIN
  8. Transfer sent
Start / end Screen Action Decision

07Information architecture

Mizan
  • Home

    • Balance card (USD + LBP)
    • Quick actions
    • Financial Pulse
    • Recent activity
  • Move money

    • Transfer
    • Exchange
    • Bills
    • Mobile top-up
  • Cards

    • Card controls
    • Freeze card
    • Card details
    • Manage PIN
    • Spending limit
  • Analytics

    • Monthly spending
    • By category
    • Compared with last month
  • Activity

    • Search
    • Money in / out
    • Grouped by day
  • Profile

    • Personal information
    • Security & privacy
    • Notifications
    • App preferences
    • Help

The bottom bar holds Home, Cards, Analytics and Profile, with a central scan button. The four money tasks live on Home as quick actions, so they are always one tap away.

08Wireframes

Low-fidelity layouts came first, to agree on structure and priorities before any colour or type.

Home, final design
Marhaba, name
1
Balance USD + LBP
2
3
Monthly insight
4Recent activity
WireframeFinal

Annotations

  1. 1One balance card shows USD large and LBP underneath, so nobody has to convert.
  2. 2Four quick actions for the tasks people do every week.
  3. 3A single friendly insight instead of a dashboard of charts.
  4. 4Recent activity confirms that the last action went through.

Drag across the screen to go from the low-fidelity sketch to the final design.

09UI design

Mizan's visual language aims for calm and trust: deep navy and teal, soft rounded cards and Plus Jakarta Sans for friendly, legible numbers. A single orange is kept for the scan button so it is always easy to find.

Home, Cards and Transfer screens, light theme
Home, Cards and Transfer screens, dark theme
DarkLight
Drag the handle to switch between the dark and light themes.
Exchange, Bills and Mobile top-up screens in light mode
Analytics, Profile and Activity screens in dark mode

Numbers first

Balances and amounts are the largest text on every screen, set in a bold, tabular style.

Same role, both themes

The primary button is navy in light and teal in dark: different colour, same contrast and meaning.

Calm by default

One accent per screen, soft surfaces and short, human subtitles like "Send money, stay connected."

10Usability testing & iterations

Task success, first round vs. after changes

Illustrative results

Moderated sessions on a clickable Figma prototype, five tasks each. Numbers below show how a test round would be reported.

  • Send $250 to a new recipient

    Before
    60%After
    95%
  • Exchange $100 to LBP and say what rate you got

    Before
    50%After
    90%
  • Pay the internet bill that's due next

    Before
    70%After
    95%
  1. What we saw

    People weren't sure which currency the transfer amount was in.

    What changed

    Labelled the field 'Amount in USD', added a USD tag inside it, and showed the available balance under 'From account'.

    Why

    The currency should never be guessed, especially when two are in play.

  2. What we saw

    The exchange rate felt like a surprise on the confirmation screen.

    What changed

    Added an indicative rate box before review, plus fee and estimated arrival.

    Why

    Showing the rate early turns a moment of doubt into a decision.

  3. What we saw

    In dark mode the navy primary button blended into the background.

    What changed

    Switched the dark-theme primary button to teal, keeping navy for light.

    Why

    A primary action must keep its contrast in both themes.

11Final outcomes

Targets and expected impact, not measured results

Mizan turns dual-currency banking into a calm routine: both balances on one card, every money task one tap from home, and a clear review before anything leaves the account.

  • 1 tap

    from Home to transfer, exchange, bills or top-up

  • 2 currencies

    visible together on the balance card

  • 9 × 2

    screens designed in matching light and dark themes

Key takeaways

  • In a dual-currency economy, the rate is part of the interface, not a detail.
  • A review step slows people down by seconds and saves them from mistakes.
  • Designing both themes together from one token set prevented contrast problems later.

What I would do next

  • Run real moderated tests with both personas and replace the illustrative results.
  • Add recurring bills and scheduled top-ups for families.
  • Explore Arabic (right-to-left) layouts for every screen.